Personal Credit Cards. Whether paying for Texaco gas or purchasing food and auto items inside the station, the Techron Advantage™ credit card delivers quality and convenience, including 3¢ gallon. in Fuel Credits, every fill-up, every time.

Merchants and vendors are increasingly opting to use electronic gift cards instead of paper certificates because of lower costs and because electronic cards are less vulnerable to fraud or counterfeiting. Are you sure you would like to proceed? Easy to get Getting a prepaid card is easy. The type of fee, the amount of the fee or an explanation of how the fee will be determined , and the conditions under which the fee may be imposed are required to be disclosed.

Yes, paying on your credit card with a prepaid gift card is no different than using the debit card that's attached to your checking account. The gift card has to be a Visa, MasterCard, American Express or Discover gift card, though, not a store branded card like Starbucks, etc.
Turn your credit card rewards into gift cards. Please even the toughest people on your list. From travel miles to cash back and more, you can redeem credit card rewards in lots of ways.
Personal Credit Cards. Whether paying for Texaco gas or purchasing food and auto items inside the station, the Techron Advantage™ credit card delivers quality and convenience, including 3¢ gallon. in Fuel Credits, every fill-up, every time.
Activate Credit Card; Register Your Account; Close. Gift Cards. Manage your card. Check your remaining balance or activate an unused Discover Gift Card. You can also call us at Gift Card FAQ s. Some important things to keep in mind when using your gift card. Helpful Hints. Get to know your Discover Gift Card with these.
Gift Cards also make excellent wedding or wedding shower gifts and are the perfect solution for Father’s Day gifts and holiday gifts! Did you know that a Home Depot Gift Card is a useful tool for managing home improvement projects?
Mastercard® Prepaid Cards

The CITGO Gift Card is more convenient to use than cash. Use at more than 5, locations in 29 states. Pay for gas at the pump or purchase convenience items in-store.

Use your Mastercard Prepaid Card to pay bills and manage your expenses. No risk of overdraft fees. Get paid up to 2 days earlier with direct deposit. The card for the modern household - add sub cards, link bank accounts, automate budgets and allowances.

Low fees, EMV Chip for added security and a rewards program make this an excellent choice! No credit check to get a card. No overdraft fees, ever. The card can be used anywhere Mastercard debit is accepted. No bank account required.

See website for details. Contact the issuer of your card immediately to report your lost or stolen card. You can use the customer service toll-free number listed on the back of the card. Be sure to keep a record of the Mastercard card number. Your issuer may need this information to cancel the card and issue a replacement.

You can also contact Emergency Services for additional assistance. In the event your card is lost or stolen, your card issuer will not hold you responsible for unauthorized purchases made on your card. Learn more about prepaid cards. Open-loop gift cards are branded with a payment card processor network such as Visa, MasterCard, American Express, or Discover, and are generally issued by financial institutions.

An open-loop card can be used at merchants participating in the payment network and are more likely to be reloadable. The final rule applies to gift certificates, store gift cards, and general-use prepaid cards that are sold or issued primarily for personal, family, or household use. Therefore, the final rule may apply to an account number or bar code that can access underlying funds; a device with a chip or other embedded mechanism that links the device to stored funds, such as a mobile phone or sticker containing a contactless chip; or an electronic promise.

The regulation contains six exclusions from the definitions of gift certificate, store gift card, and general-use prepaid card for certain types of cards, codes, and devices. Cards for telephone services are excluded. However, the final rule interprets telephone services narrowly, so the exclusion does not apply to cards redeemed for prepaid Internet access and similar technology services.

For compliance purposes, this is determined by the terms and conditions of the prepaid card, rather than by the technical ability of the issuer to add value to the card. In certain cases, multiple parties may be involved in a card program. For example, a retailer, such as a grocery store or a drug store, may be marketing the product and not the card issuer.

Display racks at the retailer may make gift cards available as well as general-purpose reloadable cards and telephone cards; therefore, the retailer is offering both excludable and nonexcludable products.

In this case, the card issuer may not always be able to verify how excludable cards are displayed at each retail outlet to ensure that they are not being marketed as gift cards or gift certificates through signage, advertisements, or otherwise.

The Commentary provides examples of such reasonable policies and procedures, which may include contractual terms and conditions that prohibit the general-purpose reloadable cards from being marketed as a gift card or certificate and controls to regularly monitor or otherwise verify that cards are not being marketed as such. Gift cards are segregated from excluded cards, with gift cards on one side of the display and excluded cards on a different side of the display.

In this case, the exclusion applies because policies and procedures reasonably designed to avoid the marketing of the general-purpose reloadable cards as gift cards or gift certificates are maintained. Loyalty, award, and promotional gift cards are typically not funded by the consumer but by the entity sponsoring the card program. To qualify for the exclusion, the card must meet three requirements. It must 1 be issued on a prepaid basis primarily for personal, family, or household purposes to a consumer in connection with a loyalty, award, or promotional program; 2 be redeemable at one or more merchants for goods or services, or it can be used at an automated teller machine; and 3 make certain disclosures.

To facilitate compliance, comment 20 a 4 -1 provides seven illustrative but not exhaustive examples. In particular, the front of the card must disclose the expiration date and state that it is issued for loyalty, award, or promotional purposes.

Finally, any fees and the conditions under which they may be imposed must be disclosed on or with the card, code, or device. In determining whether cards are marketed to the general public, the regulation focuses on the means or channel through which the card, code, or device is obtained by the consumer, the subset of consumers eligible to obtain the card, and whether the availability of the card is advertised or promoted in the marketplace.

Examples that do not meet the definition include the following: This exclusion applies when the only means of issuing the card, code, or other device is in paper form. This exclusion is limited to cards, codes, or other devices that do not state a specific monetary value but instead are redeemable for admission to an event or venue. Furthermore, the exclusion covers any goods or services that may be obtained at specific locations affiliated with and in geographic proximity to the event or venue.

No person 23 may impose a dormancy, inactivity, or service fee 24 on a gift certificate, store gift card, or general-use prepaid card unless three conditions are met:. Comment 20 d -4 includes an example of this requirement. If after a year of inactivity, a dormancy fee is imposed on January 1, , a balance inquiry fee could not also be imposed in January because a dormancy fee was imposed in the same calendar month.

Use the Mastercard Prepaid Gift Card anywhere that Mastercard debit is accepted. A personal touch Depending on the issuer, you may be able to personalize your gift card . The CITGO Gift Card is more convenient to use than cash. Use at more than 5, locations in 29 states. Pay for gas at the pump or purchase convenience items in-store. Use the Everyday Mastercard Prepaid Card for all of the things you would normally pay for with cash. Whether you want to shop, pay bills or manage your spending more effectively, prepaid cards will give you a simple, effective and easier way to use and manage your money.